What type of lien is applicable against only one specific property?

The correct answer is a specific lien, which applies solely to one specific property rather than affecting multiple properties or assets.

Specific liens are legal claims against particular properties that arise in connection with specific obligations or debts related to that property. This includes situations like a mortgage lien, where the lender holds a claim against the particular property for the loan amount, or a mechanics lien, which is placed by a contractor who has not been paid for work done on that specific property.

Understanding this distinction is crucial because it determines how claims are enforced and prioritized during foreclosure or debt collection. Unlike a general lien, which can apply to multiple assets owned by a debtor, a specific lien is confined to the property in question, ensuring that the claimant’s rights are maintained specifically in relation to that asset.